Aa Aa Aa
Adjust text size


As a defined benefit (DB) member of the Anglian Water Group Pension Scheme you will either be part of the Mirror Image Section (MIS) or Water Pension Section (WPS) of the Scheme.

The Scheme provides you with a pension benefit at retirement based on your final pensionable pay, the length of time you have been a member of the Scheme and the rate at which your benefit has built-up, e.g. 60ths or 80ths.

As a DB member:

- You will receive a Scheme pension

- You have the option to take a tax-free cash lump sum at retirement

- If you die whilst a member your dependents will receive benefits

- Your pension will increase in payment

If you do not want to be a member of the pension scheme, you do have the option to ‘opt-out’.  Please note that you will not be allowed to re-join the DB section of the scheme.  In this situation, you may be eligible to join the DC section.