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Investment intro

One of the most important things to decide when planning your journey is how your Pension Account is to be invested. This is where the contributions paid by both you, and your employer will go. This decision is up to you, and can make a big difference to the eventual income you have in retirement.

It is important for you to understand your investment options so that you are comfortable with the decisions you make.

You should read as much information and use as many tools as you can, including the risk profiler and pensions calculator. You may also want to seek help from an Independent Financial Adviser if you are unsure, though they will charge a fee for this advice.

You have a choice of two options, the Self-Select or Lifestyle option.