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Opting out

If you do not want to be a member of the pension scheme you have the option to ‘opt-out‘ at any time.  If you opt-out within one month of joining and complete a valid Opt-Out Notice you will receive a refund of contributions.

If you leave the Scheme with less than 30 days’ membership:

If you want to opt-out in the first 30 days of your membership you can do so and receive a refund of your contributions provided that a valid Opt-out Notice is received within 30 days of joining the Scheme, (or the date you received information about your enrolment in the Scheme if later).

If you leave the Scheme with more than 30 days’ membership:

You are not entitled to a refund if you leave after 30 days membership. Instead, you can either transfer your benefits to another recognised Pension Scheme, or leave your Pension Account invested until you retire.

To opt out, please contact the Scheme Administrator, Capita. Their details can be found by clicking here.

Please note: if you do decide to opt-out of the Scheme, you may be automatically re-enrolled every 3 years, in line with Government regulations.